PTG Multiservices

Credit Repair & Credit Optimization Consulting in Houston

Real Credit Repair. Real Results.

Inaccurate items on your credit report shouldn't be what stands between you and the car, the home, or the fresh start you're working toward. We build a personalized dispute plan, challenge what's wrong with the bureaus, and keep you updated every step of the way.

See My Free Equifax Score — No Card Needed Get Your Free Consultation Call or Text 832-380-1738

Free means free — no credit card, no trial to cancel. You'll see your Equifax score and a summary of what's on your file in about two minutes. If you want the full three-bureau picture, we'll walk you through that on the call.

Services

A real strategy, not just a letter

Every client gets a plan built around their actual report — not a generic template.

Personalized File Review

We analyze your credit reports line by line to find every inaccurate, outdated, or unverifiable item working against you.

Primary & Secondary Bureau Disputes

We challenge negative items with all three major bureaus, plus secondary reporting agencies like LexisNexis.

Aggressive Dispute Cadence

Consistent, strategic rounds — not a one-and-done letter. We stay on it until items are resolved.

Utilization & Profile Strategy

We show you how to lower utilization and strengthen your credit profile so your score climbs faster.

Financing & Rebuilding Guidance

As negative items clear, we guide you toward smarter credit moves and stronger approval odds.

Monthly Progress Reports

You'll see exactly what changed, what's pending, and what's next — no guessing, no radio silence.

How It Works

From request to a stronger score

Four steps, no confusion about where you stand.

Request Your Consultation

Tell us about your credit situation and goals — buying a home, a car, or just cleaning up your file. No cost, no pressure.

Connect Your Credit Report

We'll send you a quick, free sign-up link so we can securely pull your 3-bureau report before we talk — no guessing on the call.

Book Your Free Call

Pick a time that works for you. We'll already have your report pulled up and ready to walk through together.

We Dispute & You See Progress

Rounds go out, items get challenged, and you get monthly updates on your score and what's changed.

Get Started

Ready to start your credit turnaround?

Fill out the short form below with your info and a bit about your credit situation — a member of our team will reach out to schedule your free consultation.

Call 832-380-1738 Text Us

Submitting this form does not guarantee removal of any specific item from your credit report. Results vary based on individual circumstances.

Already requested your consultation?

Complete these two quick steps so we can review your actual report on the call — not just talk in general terms.

Connect Your Credit Report

This is the step that lets us actually work your file. Through our monitoring partner, MyFreeScoreNow, you'll start a 7-day trial that gives us your full three-bureau report — so we're reviewing your real file on the call instead of talking in generalities. It takes about 2 minutes.

This one does require a card, and here are the exact numbers: $1.00 upfront activation, then $29.90/month automatically charged after the 7-day trial. Payments are non-refundable, and you can cancel anytime to stop future charges. We keep the monitoring active while we work your file so we can see changes as they happen.

Connect My 3-Bureau Report

Just want to see where you stand first, with no card? Start with the free Equifax snapshot.

Book Your Free Call

Pick a day and time that works for you. We'll have your report ready to review together.

Book My Consultation