Actual Client Results

Real files. Real numbers.
Nothing dressed up.

Pulled straight from our clients' three-bureau credit reports.

These are not projections, not averages, and not testimonials we wrote on someone's behalf. Each figure below is the total movement on that client's file since we started working it.

Keyun S. results: +94 Equifax, +71 Experian, +89 TransUnion

Keyun S.

Every bureau started in the 500s. All three are out of them now.

Djharyvis W. results: +72 Equifax, +107 Experian, +95 TransUnion

Djharyvis W.

600s to 700s across the board, with three collection accounts removed this cycle alone — one of them reporting $15,339.

Marco S. results: +36 Equifax, +91 Experian, +26 TransUnion

Marco S.

+91 on Experian — the largest single-bureau move on this page.

Annemarie W. results: +33 Equifax, +75 Experian, +34 TransUnion

Annemarie W.

Experian started nearly 50 points behind her other two bureaus. Today all three sit together in the 660s.

Juan P. results: +18 Equifax, +47 Experian, +19 TransUnion

Juan P.

No deletions on this file — the gains came from strategy, not disputes. Sometimes that is the honest answer.

How to read these

What most credit companies won't tell you

If you have been burned before, you have probably been shown numbers that quietly left something out. Here is what is behind ours.

01

Progress is not monthly

Keyun's file showed zero movement on all three bureaus one month this summer. Judged on that month alone you would think nothing was happening. His total is +94, +71 and +89. Credit work shows up over the arc of a file, not in any single 30-day window.

02

Not every client is on this page

Some of our clients' scores went down this cycle — usually because a new collection landed or a positive account fell off. We tell those clients the truth in writing, and we do not put their file on a marketing page.

03

A deletion is not always a win

When a positive account drops off a report, the count of "items removed" goes up and the client's score goes down. We itemize what actually came off — creditor, amount and bureau — instead of quoting you a number.

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Find out what is actually on your report

Free three-bureau credit snapshot — no card required. Send us what comes back and we will tell you straight what we are working with, and whether we can help.

See My Free Credit Report Call or Text 832-380-1738

Client names are shown as first name and last initial with permission. Scores are VantageScore 3.0 as reported by our monitoring agency. Results vary from file to file and depend on what is actually being reported — no company can lawfully promise a specific score increase, and we do not.